Showing posts with label Planning. Show all posts
Showing posts with label Planning. Show all posts

Saturday, January 15, 2011

Family Planning in India

Pundits of social sciences have predicted that the population of the world doubles before the turn of the century and reaches 500 million mark. Even at half the strength, three fourths of the world's population lead a life of poverty and ignorance. For them, life is a continuous struggle for survival, and existence is but a burden. New morn does not begin with a new hope, nor the day ends with sweet recollections. The plight of animals is much better; when once their bellies are full they have no other care on earth, no worry about clothing or shelter; no worry about tomorrow. But these hapless people are born in worry and die in worry.

They do not realize that a major reason for their pitiable state is their big families. Out of ignorance they believe that children are the gifts of gods and that they have no right to do anything but accept these divine gifts. They do not realize that they have a duty too- duty to look after and bring them up, give them good education and make them useful citizens. Blissfully they forget this. To a certain extent, their religious beliefs are to blame for such an ignorant outlook.

In such conditions, therefore, the responsibility of the government increases. On one hand it must try to increase the means of production and on the other, educate the ignorant masses about the need to limit their families. Natural sources like land and water cannot cross a certain limit and respond to your needs but population can swell beyond limits; may double every forty or fifty years, in spite of calamities like floods, famines, wars and diseases. Therefore the need to arrest the growth of population.

In western countries where the people are more materialistic, the living standards are high and under no circumstances, they are prepared to make sacrifices and settle down for anything less. They willingly implement the family planning, programs, and enjoy life, relishing every bit of it. They are the happy travelers who have realized the secret of a pleasant journey: 'less luggage and more comfort'.

They have also realized that, man being a social being cannot experience happiness or sorrow, all by himself, in utter privacy and seclusion. He needs others to share with him in his joys and sorrows. In other words, the joys and sorrows of other people are yours too. It means you have willingly accepted to share the burden of the society. You now realize that, though you have a right to beget as many children as you please, you have no right to deny your duty to bring them up. You cannot send them to Fagin school and burden the society with thieves and pickpockets.

But this is not enough because the people are ignorant. They do not realize the intensity of the problem and part with their age old habits. With the invention of antibiotics and other high power drugs, longevity has increased, death rate decreased to a considerable extent and the population is increasing, naturally. The only course then left open is to enforce it with vigor and strength. Long ago, the government did not hesitate to introduce 'Sarada Act' in order to prevent child marriages. Now is the time to introduce such preventive legislature to enforce the new code strictly and arrest the population growth. Otherwise, if the population goes on increasing, and when it touches the 10 Billion mark, it is difficult to guess how much burden it will cast on the country and the people. Even after so many years of freedom we have not solved at least one problem completely - have not for example, provided with drinking water every village. Wherever you go nothing but dust and dirt rising like thin maintained in such a bad manner, electricity still eluding, village after village plunges in utter darkness and big cities like Price of essential commodities soaring up, floods and famines leaving behind horrible tracks of death and disaster - majority of people simply existing, not much to eat, not enough to cover their bodies with and without roof to protect them from sun and rain, hartals, strike, mass murders, terrorism, hijacking, unemployment, and unrest threatening every part of the country - if this is the picture now with 600 million, what shape would it take with 1000 millions? Will there be enough to provide them with at least a meal a day? How many of them can have roofs over their heads? How many schools to educate them? How many hospitals to treat them? UNO may extend its helping hand; countries like America may offer PL 480 loans and outright gifts of food and medicines, the task will still remain incomplete; with hopes belied and dreams unrealized, the country will remain backward forever, and people will languish in utter poverty and ignorance.

But there are people who believe that the greatest asset that India has, is its 'man - power. Here, in less than a thousandth part of the inhabited world is concentrated one fifth of its population - more than half of them, are able bodied, patient, hard working, but no work to do and therefore ready to do anything in order to make an honest living. Inspire them, and, nothing will be too difficult to achieve, no hurdle will be too high to surmount. As our revered UGC chairman has remarked, in one year illiteracy can be completely driven out of our land. Only thing we need to do is to declare a long holiday for all the educational institutions and run education camps in every village. If we have vision and leadership, we can even construct not dykes but walls to keep the sea at bay. Sky will only be the limit then. But now the family planning shall go on.




Rahul M is a freelance writer and has written content for several web & print media projects.
The Backwaters of Kerala
Mallu Jokes

Thursday, November 18, 2010

Tax Planning - Gift Tax - What is it?

What is a Gift Tax?

A gift tax applies to the transfer (by gift) of any property. You make a gift if you give property (including money), or the use of or income from property, without expecting to receive something of at least equal value in return. You may be making it if you sell something at less than its full value or if you make an interest-free or reduced interest loan.

As a rule of thumb, any gift is a taxable gift. However, there are exceptions to this rule. Generally, the following are not taxable gifts:


  • Gifts that are not more than the annual exclusion for the calendar year.

  • Tuition or medical expenses you pay for someone (the educational and medical exclusions).

  • Gifts to your spouse.

  • Gifts to a political organization for its use.

  • Gifts to qualified charities (a deduction is available for these amounts).


What is the Annual Exclusion?

An annual exclusion applies to each person to whom you make a gift. The annual exclusion as of 2007 is $12,000. Therefore, you generally can give up to $12,000 each to any number of people and none of the gifts will be taxable. If you are married, both you and your spouse can separately give up to $12,000 to the same person without making a taxable gift. These to individuals are not deductible on the donor's income tax returns.

According to the IRS, if you give someone money or property during your life, you may be subject to federal gift tax. The money and property you own when you die (known as your estate) may be subject to federal estate tax.

Most are not subject to the gift tax and most estates are not subject to the estate tax. Only about 2% of all estates are subject to the estate tax. You do not need to file a return unless you give someone, other than your spouse, money or property worth more than the annual exclusion ($12,000) for that year. Although a return may be required, no actual tax will become payable until the cumulative lifetime taxable gifts exceed the applicable exclusion amount. The donor is primarily responsible for the payment of them.




Hilary Basile is a writer for MyGuidesUSA.com. At MyGuidesUSA.com (http://www.myguidesusa.com), you will find valuable tips and resources for handling life's major events. Whether you're planning a wedding, buying your first home, anxiously awaiting the birth of a child, contending with a divorce, searching for a new job, or planning for your retirement, you'll find answers to your questions at MyGuidesUSA.com.

Find tax planning resources and tips at http://taxplanning.myguidesusa.com

Monday, May 3, 2010

Planning Photo Christmas Cards Early - Top Reasons to Start Now

The last thing you might want to think about at this time is photo Christmas cards.  The holidays still seem far away. So,  what's the rush? Why should you bother to start planning now?  Here are the best reasons to begin early.

The early bird catches the...DISCOUNT.

Many Christmas card companies, especially those online, offer a price break to those smart shoppers who think ahead. Those businesses are overwhelmed with orders closer to the holidays, so quite a few of them reward customers who plan in advance. Shop around online and you'll find you can save money by beating the crowd. Just think of the satisfaction you'll feel when you know you got a bargain and didn't pay full price.

Time to browse.

Most people take their pictures first and then select the design for their photo Christmas cards later.  A better idea can be to choose a holiday greeting you love and then take the photographs that will fit into the design.  That way you'll know if you're going to need one portrait or multiple snapshots.  Based on the layout,  you'll see if the pictures should be close-up or with more background  You'll be able to visualize what the photos should look like to fit into the format of your selected card.

But finding that great design that you absolutely love can take time.  If you wait until the last minute, you may have to settle.  This way, you can look around until you find something that is unique and reflects your family's personality.  You'll have the time to check beyond the first page of your favorite search engine results to see what a wide variety of companies offer.

Better photo opportunities.

Now is the time to take advantage of the nice weather, sunshine and outdoor activities  Yes, you could wait until it gets colder and huddle the kids in front of the fireplace with matching sweaters and not a hair out of place.  But nothing compares to the charm of pictures of your children having fun.  Take your camera with you everywhere and record all your family's joys. Use natural lighting, taking spontaneous snapshots rather than anything overly posed.

That doesn't mean you can't group your kids together while you're out doing stuff and ask them to smile for a quick family snapshot.  But they'll be naturally more relaxed than if they were to sit down for a more formal picture taking session.  

One less stress during the holiday season.

So, you planned ahead and took the time to find unique photo Christmas cards.  You got some great family pictures, ordered your holiday greetings early and even got a discount.  Now, take it one step further, and address the envelopes, put the cards inside, place a stamp on the outside and seal.  The only thing left to do is put them in the mailbox when it gets closer to the holidays.

With Christmas shopping, decorating and all the other seasonal things that need your attention, this is one thing you won't have to worry about any longer.  By planning ahead, you will have less to do when the holidays approach.  You might even get a few moments to relax and enjoy the compliments, when your family and friends tell you that this was the best photo Christmas card you ever sent them.




Linda Kling, as the owner of www.photo-party-favors.com, has offered ideas to people planning parties and celebrations since 1992. She recommends these photo Christmas cards. Visit her website for free printable Christmas gift tags, quotes, party recipes, more.